Deposit Rates
Rates effective as of August 1, 2023
WSB Checking Accounts
Account Type | Minimum to Open | Minimum Amount Required To Obtain APY & No Fee |
Interest Rate | APY** | Interest Compounded | Interest Credited | |
---|---|---|---|---|---|---|---|
WSB TRADITIONAL Checking Account |
$1,000 | $1,000 | 0.20% | 0.20% | Monthly | Monthly | Open Now |
WSB BUSINESS Checking Account |
$1,000 | $1,000 | 0.20% | 0.20% | Monthly | Monthly | Open Now |
No Minimum Balance Fee if balance does not fall below Minimum Amount
Required any day during the month
$10 Minimum Balance Fee is Charged if balance falls below Minimum Amount
Required any day during the month
Accrued Interest for the month is forfeited if the balance falls below Minimum Amount Required any day during the month.
Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
Account is subject to an Insufficient Fee of $30.00 for each item.
Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
Member FDIC.
Interest Rates are Subject to Change Without Notice.
WSB TRADITIONAL Money Market Demand Accounts (MMDA)
Account Type | Minimum to Open | Minimum Amount Required To Obtain APY & No Fee |
Interest Rate | APY** | Interest Compounded | Interest Credited | |
---|---|---|---|---|---|---|---|
WSB TRADITIONAL MMDA Account |
$1,000 | $0-$999.99 | N/A | Monthly | Monthly | Open Now | |
$1,000 | $1,000- $9,999.99 |
0.20% | 0.20% | Monthly | Monthly | ||
$1,000 | $10,000- $49,999 |
0.30% | 0.30% | Monthly | Monthly | ||
$1,000 | $50,000- $99,999 |
0.40% | 0.40% | Monthly | Monthly | ||
$1,000 | Over $100,000 |
0.50% | 0.50% | Monthly | Monthly |
No Minimum Balance Fee if balance does not fall below Minimum Amount
Required any day during the month
$10 Minimum Balance Fee is Charged if balance falls below Minimum Amount
Required any day during the month
Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
Account is subject to an Insufficient Fee of $30.00 for each item.
Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
Member FDIC.
MMDA is subject to a Withdrawal Limit of six (6) transfers during four week period; Unlimited if made in person, by mail, ATM
Interest Rates are Subject to Change Without Notice.
WSB Savings Account
Account Type | Minimum to Open | Minimum Amount Required To Obtain APY & No Fee |
Interest Rate | APY** | Interest Compounded | Interest Credited | |
---|---|---|---|---|---|---|---|
WSB TRADITIONAL Savings* | $200 | $200 | 0.20% | 0.20% | Quarterly | Quarterly | Open Now |
WSB JUNIOR Savings* | $25 | $25 | 0.20% | 0.20% | Quarterly | Quarterly | Open Now |
No Minimum Balance Fee if balance does not fall below Minimum Amount Required any day during the month
$10 Minimum Balance Fee is Charged if balance falls below Minimum Amount Required any day during the month
Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
Account is subject to an Insufficient Fee of $30.00 for each item.
Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
Account is subject to a Lost Passbook Fee of $15.00 to replace lost or destroyed passbook.
SAVINGS Account is subject to a Free Withdrawal Limit of one (1) per month; Additional Withdrawal Fee is $5.00 each
Member FDIC.
Interest Rates are Subject to Change Without Notice.
WSB TRADITIONAL CDs
Maturity | Minimum Amount to open | Min Amt to Obtain APY | Interest Rate | APY** | Interest Compounded | Interest Credited | |
---|---|---|---|---|---|---|---|
3 Month* | $1,000 | $1,000 | 1.00% | 1.00% | Quarterly | Quarterly | Open Now |
6 Month* | $1,000 | $1,000 | 5.61% | 5.75% | Monthly | Monthly | Open Now |
12 Month* | $1,000 | $1,000 | 5.61% | 5.75% | Monthly | Monthly | Open Now |
24 Month* | $1,000 | $1,000 | 2.88% | 2.91% | Quarterly | Quarterly | Open Now |
36 Month* | $1,000 | $1,000 | 2.00% | 2.02% | Quarterly | Quarterly | Open Now |
48 Month* | $1,000 | $1,000 | 2.10% | 2.12% | Quarterly | Quarterly | Open Now |
60 Month* | $1,000 | $1,000 | 2.20% | 2.22% | Quarterly | Quarterly | Open Now |
Interest Rates are Subject to Change Without Notice.
Early Withdrawal Penalties May Apply.
Member FDIC.
Resources
Report Lost/Stolen Debit Card
Monday - Friday: 9:00 a.m. - 4:30 p.m.
Call (580) 562-4871
Outside normal banking hours:
Call Transfund 1-800-791-2525