family on farm

Business Checking

Washita State Bank’s business checking accounts includes:

  • Free Visa Debit Card (upon request)
  • Free Online Banking
  • Free Internal Electronic Transfer
  • Free E-statements
  • Free Mobile Banking with Remote Mobile Deposit¹
  • Minimum Opening Deposit only $100
 

Details

Basic Business Checking
Commercial Checking
No  Minimum Balance
No Minimum Balance No Minimum Balance
Per Item Fee3
100 Free Items Per Month-
.25 per item over 100³
Debits -.15 each
Credits and Deposited Items- .10 each
Earnings Credit to Offset Fees
N/A Earned Income Credit on average collected balance to offset monthly fees only.
¹ See account criteria required for remote deposit processing under Mobile Banking.
² Enrollment in e-statement required to avoid a $2.00 monthly paper statement fee. Other fees may apply for optional services.
³ Items include credits, debits and deposited items.
 
Washita State Bank’s Basic Business Checking Account is designed for businesses, small or large, that have 100 items or less processing on their account per month.  This account offers a simple, worry-free checking product for your business with electronic accessibility, no minimum balance requirements, and no monthly maintenance fee¹.
 
Our Basic Business Account features everything above plus:
  • Free Visa Debit Card
  • Free Mobile Banking with Remote Mobile Deposit²
  • Free Internal Electronic Transfers
  • Only $100 to open the account
 ¹100 free items per month. Over 100: $.25 per item. Items include credits, debits and deposited items. Additional standard bank fees may apply for optional account services. Complete deposit account disclosures containing terms and fee information are provided upon request and at account opening.
²See account criteria required for remote deposit processing under Mobile Banking.
If your business has a higher monthly transaction volume, the Commercial Checking Account is right for you.  Washita State Bank offers a very competitive earned income credit to potentially offset monthly maintenance fees. Our Commercial Checking features 24/7 electronic and mobile access to allow banking anytime, anywhere.
 
Other benefits offered by our Commercial Checking Account include:
  • Competitive earnings credit rate to offset monthly account maintenance fees¹
  • Free Visa Debit Card
  • Free Mobile Banking with Remote Mobile Deposit2
  • Free Internal Electronic Transfers
  • Only $100 to open the account
1 For current earned income credit rate, please contact Customer Services at 580-562-4871or customerservice@washitastatebank.com. $10.00 monthly account maintenance fee.
Debits - .15 per item, credits and deposited items - .10 per item. Additional standard bank fees may apply for optional account services. Complete deposit account disclosures containing terms and fee information are provided upon request and at account opening.
2 See account criteria required for remote deposit processing under Mobile Banking.