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Personal Checking

Washita State Bank's personal checking accounts include...

  • Free Visa Debit Card (upon request)
  • Free Online Banking
  • Free eStatements
  • Free Mobile Banking  
  • Minimum Opening Deposit only $100
 
Details Basic Checking
Interest Checking
No Monthly Account Maintenance Fee² No Monthly Account Maintenance Fee²
$10 per month if balance falls
below $1,500 any day of the month
No Minimum Balance No Minimum Balance
$1,500 balance each day to
avoid monthly service charge.
Earns Interest³ -
$400 balance each day to
obtain the disclosed annual percentage yield.
Unlimited Check Writing Unlimited Check Writing Over 20 per statement cycle - .15 each
Washita's Basic Checking Account is designed for individuals who want a simple, worry-free checking account that offers electronic accessibility with unlimited check writing, no minimum balance requirements, and no monthly maintenance fee¹. Our Basic Checking Account features all the above plus:
 
  • Free Visa Debit Card
  • Free Online Banking  
  • Free Mobile Banking with Mobile Deposit²
  • Only $100 to open an account
¹Enrollment in electronic statements is required to avoid a $2.00 paper statement fee. Additional standard bank fees may apply for optional account services. Complete deposit account disclosures containing terms and fee information are provided upon request and at account opening.
²See account criteria required for mobile deposit processing under Mobile Banking.
If you keep a high balance in your account, why not start earning interest on your money?
Our rates are among the highest in our area, even on our checking accounts! Our Interest Checking Account features 24/7 electronic and mobile access to allow banking anytime, anywhere. Features of our Interest Checking Account:
 
  • Competitive interest rate¹
  • 20 checks or withdrawals free each month²
  • No monthly maintenance fee when you maintain the required minimum daily balance³
  • Free Visa Debit Card
  • Free Online Banking with Bill Pay
  • Free Mobile Banking with Mobile Remote Deposit4
  • Only $100 to open account
  • Normal bank charges may apply for optional services4
1For current interest rates, please contact one of our New Account Representatives at 580-562-4871 or customerservice@washitastatebank.com.
2Over 20 checks or withdrawals per statement cycle, $.15 per item
3$10.00 per month if balance falls below $1,500 any day during the statement cycle period. Additional standard bank fees may apply for optional account services. Complete deposit account disclosures containing terms and conditions are provided upon request and at account opening.
4See account criteria required for remote deposit processing under Mobile Banking.
*Enrollment in electronic statements is required to avoid a $2.00 paper statement fee.