Rates effective as of November 1, 2025

CheckingMoney MarketSavingsTraditional CDs

WSB Checking Accounts

Account TypeMinimum to OpenMinimum Amount Required To Obtain APY & No FeeInterest RateAPY**Interest CompoundedInterest Credited
WSB Traditional Checking Account$100$1,5000.20%0.20%MonthlyMonthly
WSB Business
Checking Account		$100$1,5000.20%0.20%MonthlyMonthly
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  • No Minimum Balance Fee if balance does not fall below Minimum Amount Required any day during the month
  • $12 Minimum Balance Fee is Charged if balance falls below Minimum Amount Required any day during the month
  • Accrued Interest for the month is forfeited if the balance falls below Minimum Amount Required any day during the month.
  • Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
  • Account is subject to an Insufficient Fee of $30.00 for each item.
  • Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
  • Member FDIC.
  • Interest Rates are Subject to Change Without Notice.

WSB TRADITIONAL Money Market Demand Accounts (MMDA)

Minimum to Open
Minimum Amount Required To Obtain APY & No Fee		Interest RateAPY**Interest CompoundedInterest Credited
$2,500$0-$999.99N/AN/AMonthlyMonthly
$2,500$1,000-
$9,999.99		0.20%0.20%MonthlyMonthly
$2,500$10,000-
$49,999		0.30%0.30%MonthlyMonthly
$2,500$50,000-
$99,999		0.40%0.40%MonthlyMonthly
$2,500Over
$100,000		0.50%0.50%MonthlyMonthly
Open An Account
  • No Minimum Balance Fee if balance does not fall below Minimum Amount Required any day during the month
  • $12 Minimum Balance Fee is Charged if balance falls below Minimum Amount Required any day during the month
  • Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
  • Account is subject to an Insufficient Fee of $30.00 for each item.
  • Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
  • Member FDIC.
  • MMDA is subject to a Withdrawal Limit of six (6) transfers during four week period; Unlimited if made in person, by mail, ATM
  • Interest Rates are Subject to Change Without Notice.

WSB Savings Accounts*

Account TypeMinimum to OpenMinimum Amount Required To Obtain APY & No FeeInterest RateAPY**Interest CompoundedInterest Credited
WSB Traditional Savings Account*$100$1000.20%0.20%MonthlyMonthly
WSB Junior Savings Account*$25$250.20%0.20%MonthlyMonthly
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  • No Minimum Balance Fee if balance does not fall below Minimum Amount Required any day during the month
  • $4 Minimum Balance Fee is Charged if balance falls below Minimum Amount Required any day during the month
  • Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
  • Account is subject to an Insufficient Fee of $30.00 for each item.
  • Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
  • Member FDIC.
  • Interest Rates are Subject to Change Without Notice.

WSB Traditional CDs

MaturityMinimum Amount to OpenMin Amount to Obtain APYInterest RateAPY*Interest CompoundedInterest Credited
3 Month**$1,000$1,0001.15%1.16%MonthlyMonthly
6 Month**$1,000$1,0003.88%3.95%MonthlyMonthly
12 Month**$1,000$1,0003.74%3.80%MonthlyMonthly
24 Month**$1,000$1,0002.55%2.58%MonthlyMonthly
36 Month**$1,000$1,0002.62%2.65%MonthlyMonthly
48 Month**$1,000$1,0002.78%2.82%MonthlyMonthly
60 Month**$1,000$1,0002.99%3.03%MonthlyMonthly
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  • *Interest Rates are Subject to Change Without Notice.
  • **Early Withdrawal Penalties May Apply.
  • Member FDIC.

Deposit Accounts

We offer a variety of checking and savings accounts.

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