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Cut-off Times & Holidays
Transaction Cut-Off Times
All items received after 4:30 PM will be posted to the account on the next day’s business. Friday transactions after the cutoff time and all Saturday transactions will be posted on Monday or the next business day.
Online Banking Transfer
Customers have immediate access to transfers made through Online Banking 24 hours per day.
Wire Transfer Requests
Wire transfer requests made before 1:30 PM for international and 3:00 PM for domestic will be transmitted the same business day.
Bank Holidays, January 2026 – December 2026
| Calendar Holiday | Day of the Week | Date |
|---|---|---|
| New Year’s Day | Thursday | January 1 |
| Martin Luther King Day | Monday | January 19 |
| Presidents’ Day | Monday | February 16 |
| Memorial Day | Monday | May 25 |
| Juneteenth | Friday | June 19 |
| Independence Day | Saturday | July 4 |
| Labor Day | Monday | September 7 |
| Columbus Day | Monday | October 12 |
| Veterans Day (observed) | Wednesday | November 11 |
| Thanksgiving Day | Thursday | November 26 |
| Christmas Day | Friday | December 25 |