Rates

Rates effective as of March 1, 2024

WSB Checking Accounts

Account Type	Minimum to Open	Minimum Amount Required To Obtain APY & No Fee	Interest Rate	APY**	Interest Compounded	Interest Credited
WSB Traditional Checking Account	$1,000	$1,000	0.20%	0.20%	Monthly	Monthly
WSB Business Checking Account	$1,000	$1,000	0.20%	0.20%	Monthly	Monthly

No Minimum Balance Fee if balance does not fall below Minimum Amount Required any day during the month
$10 Minimum Balance Fee is Charged if balance falls below Minimum Amount Required any day during the month
Accrued Interest for the month is forfeited if the balance falls below Minimum Amount Required any day during the month.
Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
Account is subject to an Insufficient Fee of $30.00 for each item.
Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
Member FDIC.
Interest Rates are Subject to Change Without Notice.

Minimum to Open	Minimum Amount Required To Obtain APY & No Fee	Interest Rate	APY**	Interest Compounded	Interest Credited
$1,000	$0-$999.99	N/A	N/A	Monthly	Monthly
$1,000	$1,000- $9,999.99	0.20%	0.20%	Monthly	Monthly
$1,000	$10,000- $49,999	0.30%	0.30%	Monthly	Monthly
$1,000	$50,000- $99,999	0.40%	0.40%	Monthly	Monthly
$1,000	Over $100,000	0.50%	0.50%	Monthly	Monthly

No Minimum Balance Fee if balance does not fall below Minimum Amount Required any day during the month
$10 Minimum Balance Fee is Charged if balance falls below Minimum Amount Required any day during the month
Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
Account is subject to an Insufficient Fee of $30.00 for each item.
Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
Member FDIC.
MMDA is subject to a Withdrawal Limit of six (6) transfers during four week period; Unlimited if made in person, by mail, ATM
Interest Rates are Subject to Change Without Notice.

Account Type	Minimum to Open	Minimum Amount Required To Obtain APY & No Fee	Interest Rate	APY**	Interest Compounded	Interest Credited
WSB Traditional Savings Account*	$200	$200	0.20%	0.20%	Quarterly	Quarterly
WSB Junior Savings Account*	$25	$25	0.20%	0.20%	Quarterly	Quarterly

No Minimum Balance Fee if balance does not fall below Minimum Amount Required any day during the month
$10 Minimum Balance Fee is Charged if balance falls below Minimum Amount Required any day during the month
Accrued Interest for the month is forfeited if the Account is closed before the end of the month.
Account is subject to an Insufficient Fee of $25.00 for each item.
Account is subject to a Returned Deposit Item Fee of $5.00 for each deposit item returned.
Account is subject to a Daily Fee of $2.00 per day for each day an account is overdrawn.
Account is subject to a Lost Passbook Fee of $15.00 to replace lost or destroyed passbook.
SAVINGS Account is subject to a Free Withdrawal Limit of one (1) per month; Additional Withdrawal Fee is $5.00 each
Member FDIC.
Interest Rates are Subject to Change Without Notice.

Maturity	Minimum Amount to Open	Min Amount to Obtain APY	Interest Rate	APY*	Interest Compounded	Interest Credited
3 Month**	$1,000	$1,000	1.00%	1.00%	Quarterly	Quarterly
6 Month**	$1,000	$1,000	5.36%	5.49%	Monthly	Monthly
12 Month**	$1,000	$1,000	5.15%	5.27%	Monthly	Monthly
24 Month**	$1,000	$1,000	2.88%	2.91%	Quarterly	Quarterly
36 Month**	$1,000	$1,000	2.00%	2.02%	Quarterly	Quarterly
48 Month**	$1,000	$1,000	2.10%	2.12%	Quarterly	Quarterly
60 Month**	$1,000	$1,000	2.20%	2.22%	Quarterly	Quarterly

We offer a variety of checking and savings accounts.